208-420-6341

Medicare

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We seek to ensure that you will be confident in being well covered as you continue forward along your meaningful lifestyle. Our goal is to foster peace of mind throughout the process of enrollment in Medicare, to walk you through the steps needed, and to make sure you have the right coverage when you need it.

What is Medicare?

Medicare is health insurance coverage reserved only for people over the age of 65. There are certain exceptions to qualify under the age 65, such as specific disabilities that qualify you for Social Security Disability Insurance (SSDI) benefits, or End-Stage Renal Disease (ESRD).

How does Medicare work?

If are nearing 65, you may need to enroll in Medicare. There are four parts to Medicare coverage that determines the type of coverage you will receive. We will help guide you through the process of enrollment to ensure that you have a seamless experience receiving the proper Medicare benefits you qualify for.

Medicare Part A & B - Basic Hospital and Medical

The basic plan of Medicare coverage that leaves part of the cost for you to share.

Part A covers inpatient care in hospitals, care in skilled nursing facilities, hospice care, or home health care.

Part B covers services from outpatient care, additional home health care, and some preventative services.

MediGap Plan

What’s Medicare Supplement Insurance (Medigap)?

Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare.

Generally, you must have Original Medicare – Part A (Hospital Insurance) and Part B (Medical Insurance) – to buy a Medigap policy.

Medicare Part C & D - Medicare Advantage and Prescription Drug Coveage

Medicare parts C and D are alternatives to the basic Medicare plan, which allows for more flexibility and wider coverage than what is offered by the basic plan.

Medicare Advantage, or Plan C, has all the same benefits of A & B, and can even include prescription drug coverage.

Plan D will help you with the costs of any prescription drugs you may need.

Navigating through plans and customizing your Medicare can be a complicated process. We are here to help guide you through step by step to find your optimal plan suited to your specific needs.

Schiffler Legacy Agency

208-420-6341

Hours

  • Monday 8AM - 5PM
  • Tuesday 8AM - 5PM
  • Wednesday8AM - 5PM
  • Thursday8AM - 5PM
  • Friday 8AM - 5PM